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Compare Banking, Savings, ISAs & Investment Accounts

With savings accounts, ISAs, fixed term bonds and bank accounts offers changing regularly, we have made it easy to quickly understand the best deals available using our comprehensive tables.

Current Accounts

Account	AER	Min Bal	O/D Rate	O/D Buffer	Apply
Santander In-Credit Current Account Get £100 FREE when you switch! 0% overdraft facility for 4 months & 5% AER on your first £2,500 for 12 months	5%	£1	0% for 4 mths	£5,000	Apply > More Info
The Co-operative Current Account Plus £200 interest free overdraft. You need to be 18+ & pay in £800+ p.m	0.50%	£1	0% for life	£200	Apply > More Info
Natwest Current Plus Debit Card included. You must be age 18+. Also 0% £100 Overdraft, Any other borrowing @ 19.24% (subject to eligibility)	0.10%	£1	No Offer	£100	Apply > More Info
RBS Current Account Debit Card included. You must be age 18+. Also 0% £100 Overdraft, or up to £15,000 @ 19.24% (subject to eligibility)	0.10%	£1	No Offer N/A	£100	Apply > More Info
Halifax Reward Current A/c Get £50 FREE when you switch plus £5 each month you pay in £1,000, whether you're in credit or overdrawn.	£5p.m FREE	£1	0%	£2,500	Apply > More Info
Lloyds TSB Classic Plus Account Earn 2.50% AER when you pay in at least £1,000 per month into your current account.	2.50%	£1	No Offer	No Offer	Apply > More Info
Lloyds TSB Current Account with Vantage Earn up to 4.00% AER / 3.93% Gross on balances up to £7,000	4%	£1	No Offer	No Offer	Apply > More Info
Barclays Bank Account Get a Debit Card & access to a network of over 1,700 branches. You must be age 18+	0%	£1	0% N/A	No Offer	Apply > More Info
Nationwide Current Account Get commission-free card use abroad (most lenders charge 2.75%). You need to be 18+, No Fees or Minimum monthly deposits.	0%	£1	No Offer	No Offer	Apply > More Info
Bank of Scotland Reward Current A/c Get £50 FREE when you switch plus £5 each month you pay in £1,000, whether you're in credit or overdrawn.	£5p.m FREE	£1	0%	£2,500	Apply > More Info
Card One Banking Guaranteed Bank Account No Credit Check basic bank account – Open to everyone 18+ & UK resident. NO Opening Fee - £12 per month.	0%	£0	No Offer	No Offer	Apply > More Info

Santander In-Credit Current Account

FREE £100 when you switch your current account to Santander
Earn 5% AER on balances up to £2,500 for 12 months
After 12 months you will earn 1.0% AER on any balance on the account
0% EAR on Overdrafts for the first 4 months (up to £5,000 depending on your circumstances), after this it will revert to 19.9%EAR
Manage your day-to-day money for free with no monthly account fee, no transaction charges and no charges for using account facilities - as long as you remain in credit
Get a cheque book and a Visa Debit card. You can use your Visa Debit card in shops wherever you see the Visa symbol and at virtually every cash machine in the UK and many worldwide. It also acts as a £100 cheque guarantee card
Access to your money 24 hours a day 7 days a week through our e-banking service, 750+ branches, 24-hour telephone banking service, LINK cash machine network or even by post
At least £1,000 a month must be credited to get 5% AER on balances up to £2,500
If not switching earn 6% AER on balances up to £1,000 for 12 months if £1,000 is credited each month

The Co-operative Current Account Plus

***You must deposit at least £800 per month***
Interest on all balances tracks at 0.5% below the Bank of England Base Rate, guaranteed for the life of your Current Account.
UK call centres open 24/7, 365 days a year
Fee-free £200 overdraft facility
Dedicated switching service

Natwest Current Plus

Free day-to-day banking without subscription charges
Overdraft available subject to eligibility, giving your finances some breathing space
Chequebook available subject to eligibility; handy when cash or cards aren't convenient
Monthly statements with all your transactions and your balance - by post or online. Or pick up a mini-statement from our cash machines

RBS Current Account

Free everyday banking - no monthly subscription charges.
No arrangement or renewal fees - on overdrafts up to £15,000. And pay no interest on agreed overdrafts of up to £100.
Save on your mortgage - use your Interest Paying Current Account balance to save money with our Offset Service.
Easy access to your money - your debit card gives you access to almost every cash machine in the UK. You can also pay for goods and services wherever you see the logo shown on your card.
Online banking - manage your money 24 hours a day, 365 days a year with our telephone and internet banking services. (Except for short periods of essential maintenance.)
Overseas money - get money in local currency at cash machines and buy goods wherever you see the logo shown on your card.
Statements - monthly statements list all transactions and your current balance. You can also get mini-statements from any cash machine.
Earn interest - we pay interest on your account; it's calculated daily and credited once every month.

Halifax Reward Current A/c

Halifax will give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.
This account offers a flexible 0% Overdraft facility:
- £1 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £2 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £5 per day - if you use an 'Un-Arranged' overdraft
A Halifax Visa debit card
Access to the extensive branch Network
24/7 Online Banking Access

Lloyds TSB Classic Plus Account

2.5% AER / 2.47% Gross (variable) on balances up to £2,500, when you pay in at least £1,000 per month into your current account.
0.1% AER / Gross (variable) on balances over £2,500.
Free banking – no charge for everyday transactions when you’re in credit.
Access to one of the biggest banking networks in the UK with over 1,900 branches and 32,000 LINK cash machines.
A VISA debit card you can use in over 500,000 places in the UK and 18 million outlets worldwide.
Commission-free foreign currency and non-sterling American Express Travellers Cheques.
Utilise the speed and control of Internet Banking, if you are registered.
You can call PhoneBank ® (based in UK) to speak to our advisors or use our quick automated service, 24 hours a day, 7 days a week.
"Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. PhoneBank® is a registered trademark of Lloyds TSB Bank plc."

Lloyds TSB Current Account with Vantage

Earn up to 4.00% AER / 3.93% Gross variable on balances up to £7000 when you pay in £1,000 per month.
- 4.00% AER (3.93% Gross) on balances £5,000 up to £7,000
- 3.00% AER (2.96% Gross) on balances between £3,000 and £4,999
- 2.00% AER (1.98% Gross) on balances between £1,000 and £2,999
- 0.10% AER / Gross on balances upto £1,000 or over £7,000
Free banking - no charge for everyday transactions when you're in credit
Visa Debit card with access to 1,800 UK Branches and 58,000 LINK cash machines, use in over 500,000 outlets in the UK, 27 million worldwide
Commission-free foreign currency and non-sterling American Express Travellers Cheques
Utilise the speed and control of Internet Banking, if you are registered
Call a UK call centre to speak to our advisors or use a quick automated service, 24 hours a day, 7 days a week.
Interest rates are correct as at 02/02/09

AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
Account opening is subject to our assessment of your circumstances; you must be 18 or over to apply.

Barclays Bank Account

A carbon neutral debit card (subject to status).
Online Banking – do your banking from home (subject to registration).
Telephone Banking – pay bills and more (subject to registration).
A network of over 1,700 branches.
Draw on cheques paid in before they clear (subject to status and limit).
An overdraft: 19.3% EAR typical variable*. Subject to status and application. Overdrafts are repayable on demand.
Barclays £2,500 Overdraft Reserve Option:
- One Reserve Usage Fee of £22 for each five consecutive working day period from the day you start using your Reserve.
- No interest payments on your Reserve balance. 0% EAR typical.
- The Reserve is repayable on demand. The maximum Reserve is £2500, subject to status.
- One Returned Transaction Fee of £8 for each returned transaction where you exceed your Reserve.
- One Guaranteed Transaction Fee of £8 for each guaranteed payment made where you exceed your Reserve.

Nationwide Current Account

VISA debit card with every account
Manage your account online with an excellent internet banking service.
Commission-free card use abroad - Nationwide are the only high-street provider that doesn't charge you commission if you use your card abroad*. Some competitors charge up to 2.75% for buying goods or services and withdrawing cash abroad.
Three-month interest-free overdraft when you switch to FlexAccount
Free day to day banking
Voted Best Overall Online Provider 2009 by Your Money

Bank of Scotland Reward Current A/c

BOS will give you £5 each month you pay in £1,000, whether you're in credit or overdrawn.
This account offers a flexible 0% Overdraft facility:
- £1 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £2 per day - if you use an 'Arranged' overdraft up to and including £2,500
- £5 per day - if you use an 'Un-Arranged' overdraft
A Bank of Scotland Visa debit card
Access to the extensive branch Network
24/7 Online Banking Access

Card One Banking Guaranteed Bank Account

CardOneBanking offers the following:
Guaranteed Acceptance
Sortcode & Account Number
Prepaid MasterCard card
24 hour account management by Phone, Text and Online Banking
Dedicated Account Manager
NO OPENING FEE
NO OVERDRAFT FACILITY – No risk of going overdrawn
NO EXTRA CHARGES – No charges for bounced standing orders
NO CREDIT CHECKS! – Guaranteed to be accepted, regardless of your past credit
YOU must be 18+ and UK resident
£12.50 monthly management fee

Instant Access - Savings Accounts

Account	AER	Notice	Interest Paid	Min Bal	Apply
ING Direct Savings Account Guaranteed rate of 2.75% AER for 12 months from account opening (2.72% gross p.a.). Interest paid monthly. No Withdrawal Restrictions.	2.75%	Instant	Monthly	£1	Apply > More Info
Post Office Online Saver Rate includes 1.25% gross p.a./AER Bonus for the first 12 months. Minimum deposit £1 with NO withdrawal restrictions.	2.75%	Instant	Monthly	£1	Apply > More Info
Santander eSaver Issue 2 NO withdrawal Penalties. Rate includes 2.25% gross p.a./AER Bonus for the first 12 months	2.75%	Instant	Monthly	£1	Apply > More Info
Halifax Websaver Extra 2.60% AER (variable rate) with no bonus period included! 1 withdrawal a year with no loss of interest.	2.60%	Instant	Annually	£1	Apply > More Info
Chelsea BS e-Saver Reward 2.60% AER flat rate with no bonus period included! Receive NO interest every month you make a withdrawal. Unlimited withdrawals (with no loss of interest) every April.	2.60%	Instant	Monthly	£1	Apply > More Info
BOS Websaver Extra 2.60% AER (variable rate) with no bonus period included! 1 withdrawal a year with no loss of interest.	2.60%	Instant	Annually	£1	Apply > More Info
Intelligent Finance iSaver Minimum deposit £1. NO withdrawal Penalties. 2.49% AER flat rate with NO bonus period included!	2.49%	Instant	Monthly	£1	Apply > More Info
Nationwide e-Savings Plus 2.00% AER flat rate with no bonus period included! Lower rate of interest will occur if you make 3+ Withdrawals per Year	2%	Instant	Annually	£1	Apply > More Info
Lloyds TSB Easy Saver Rate includes 1.50% gross p.a./AER Bonus for the first 12 months. No Withdrawal Restrictions. YOU MUST BE AN EXISTING LLOYDS CUSTOMER	1.60%	Instant	Monthly	£1	Apply > More Info
RBS Direct Saver Deposit £1 - £10K and get 1.0% AER. Deposit £10-£24K and get 1.10% AER. £25K-£50k = 1.20% AER. £50K+ = 1.50% AER. No withdrawal Penalties.	1.50%	Instant	Monthly	£1	Apply > More Info
Barclays E-Savings Reward Higher rate of 1.26% AER paid for months in which NO withdrawal is made. Rates include 0.75% gross p.a./AER Bonus for the first 12 months	1.26%	Instant	Monthly	£1	Apply > More Info
Natwest e-Savings Minimum Deposit £1. NO withdrawal Penalties. 1.0% AER flat rate with No bonus included!	1%	Instant	Monthly	£1	Apply > More Info
Halifax Varible Rate Websaver £10 Minimum Deposit. No Withdrawal Restrictions. No Bonus Rate Included	0.25%	Instant	Annually	£10	Apply > More Info
BOS Variable Rate Websaver Cash Card with your account. Minimum Deposit £10. NO withdrawal Penalties. 0.25% AER flat rate with No bonus included!	0.25%	Instant	Annually	£10	Apply > More Info

ING Direct Savings Account

New ING Direct Savings Account customers can enjoy a guaranteed rate of 2.75% AER for 12 months from account opening (2.72% gross p.a.)
Interest paid monthly
After 12 months the rate will revert to our ING Direct Savings Account variable rate, currently 0.50% AER
Move your money when you like, with no penalties or restrictions
Start saving from £1, with no minimum or maximum monthly deposits required
Open an account in minutes
Award winning UK call centres

Post Office Online Saver

Access your savings 24/7/365
Apply online in less than 10 minutes
Instant account opening
Open a savings account with just £1
Rate applies to annual interest option and includes 1.25% gross/AER fixed interest bonus for the first 12 months
Monthly interest option also available

Santander eSaver Issue 2

Great return of 2.75% gross/AER (variable), which includes a bonus of 2.25% gross/AER (variable) for the first 12 months from account opening.
Save from just £1
24/7 access to your money without notice or penalty - Cash Card with every account!
Interest is calculated daily and paid Monthly
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax Websaver Extra

2.60% AER on Balances £1 - No maximum balance
Withdrawals - 1 withdrawal a year with no loss of interest.
Further withdrawals available should you need them however these will suffer 30 days loss of interest on the amount you withdraw.
Access your money by transferring to another account online
Interest paid annually
You need to be a UK resident personal customers aged 11+
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Chelsea BS e-Saver Reward

Great rate of 2.60% AER variable
During April make unlimited withdrawals, or close your account, and still earn interest
Interest paid monthly into the account or to another account
Online application process to help make opening your e-Saver
Reward easy
24-hour access to manage and view your account online
Open an account with as little as £1

BOS Websaver Extra

2.60% AER on Balances £1 - No maximum balance
Withdrawals - 1 withdrawal a year with no loss of interest.
Further withdrawals available should you need them however these will suffer 30 days loss of interest on the amount you withdraw.
Access your money by transferring to another account online
Interest paid annually
You need to be a UK resident personal customers aged 11+
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Intelligent Finance iSaver

An online rate of 2.49% AER
Manage your savings online 24 hours a day
A simple product with no short term bonus or withdrawal restrictions
Top up your savings whenever you want
Start saving with as little as £1
If you are an existing offset mortgage customer, you can still offset your savings and mortgage.

Nationwide e-Savings Plus

Get 2.00% gross p.a./AER providing you don't make more than 3 withdrawals per year (more than this will result in a lower rate of interest).
Save from £1 to £500,000
If you ARE a Nationwide FlexAccount holder, you can set up a high interest internet savings account online
If you are NOT a Nationwide FlexAccount holder, you WILL need to open a FlexAccount Online at the same time as opening your e-Savings Plus.

Lloyds TSB Easy Saver

A variable rate of interest, currently 1.60% AER/Gross.
This rate includes a fixed introductory bonus of 1.50% AER for the first 12 months.
On balances of £1 or more we agree to pay a gross annual interest rate which tracks at 1.5% below the Bank of England Base Rate until 31 December 2010 (but the rate will never be less than 0.10%).
Open from as little as £1.
Interest paid annually.
Instant access - the convenience of Internet Banking or PhoneBank® means you can access your savings when it suits you.
No limits on how much you can save.
The options to have a standing order payment into your account, so you know your savings are always growing.
Optional Cashpoint® card for easy access on the move.

RBS Direct Saver

you will earn the following rate of interest:
£0 - £9,999 = 1.00% AER
£10,000 - £24,999 = 1.10% AER
£25,000 - £49,999 = 1.20% AER
£50,000+ = 1.50% AER
Instant access to your funds with no penalties
Monthly tax-free interest – RBS can pay the interest into your Direct Saver or another RBS account.
Manage your ISA by Phone, post, in branch and online

Barclays E-Savings Reward

Interest paid monthly
If you make NO Withdrawals in a month you get 1.26% AER (1.25% gross pa*)
If you make a withdrawal you get 0.85% AER (0.85% gross pa)for that month
Rates include a 12 month introductory bonus of 0.75% gross, payable from the date you open your account with a minimum of £1
If your a Barclays customer you get easy transfer between your Barclays current and savings accounts
Maximum balance of £2million
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Natwest e-Savings

Get 1.0% AER Flat rate – the interest rate stays the same, no matter how much you save
No penalties – we don't charge you for withdrawing your money
Start saving with £1 - and there's no minimum balance
Monthly interest – paid directly into your account
No need for an existing NatWest account – although if you have one, it's quick and easy to move money between e-Savings and your other NatWest accounts
Get the savings habit – we can set up a regular transfer from another NatWest account
Set up and track your own personal savings goals - through Online Banking

Halifax Varible Rate Websaver

Minimum opening balance - £1
No maximum balance
Interest paid annually
Unlimited withdrawals and deposits
Manage your savings - Transfer money, view recent transactions and check your balance online 24/7 with this internet savings account
Applying is easy - it only takes 5 minutes to apply online now
You need to be a UK resident personal customers aged 11+

BOS Variable Rate Websaver

An instant access, easy to manage online savings account with a cash card.
Minimum opening balance - £10
No maximum balance
Unlimited withdrawals and deposits
Manage your savings - use your cash card to make withdrawals, print a mini-statement or check your balance 24/7 at Halifax and Bank of Scotland cash machines. Transfer money, view recent transactions and check your balance online 24/7

Investing for Income

Account	Income Yield	Interest Paid	Apply
Morgan Stanley 6 Year FTSE Income Plan The Morgan Stanley FTSE Income Plan 3 is a six year investment where investors receive a regular annual income of 6.75%, regardless of the performance of the FTSE 100 Index.	6.75% each year	Quarterly	Apply > More Info
Investec 5 Year FTSE 100 Bonus Income Plan 10 5 year structured investment plan with 2 income options: Option 1 will return an annual income of 6.50%, while Option 2 will return a monthly income of 0.52% each month, both regardless of the performance of the FTSE 100. MINIMUM £20,000 INVESTMENT	6.50% each year	Annually	Apply > More Info
Investec 5 Year FTSE 100 Income Plan 13 5 Year Capital Protected Structured Investment Plan with an annual yield of 4.50% or a monthly yield of 0.36%	4.50% each year	Annually	Apply > More Info

Morgan Stanley 6 Year FTSE Income Plan

**Special Offer** Invest £20,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £20,000 you will get a cheque for £200 one month after the date of your investment.
The Morgan Stanley FTSE Income Plan 3 is a six year investment where investors receive a regular annual income of 6.75%, regardless of the performance of the FTSE 100 Index.
This is a structured investment plan.
Annual Income - 6.75% gross (in arrears)
Capital at Risk Investment*
Investment Term - 6 Years
Minimum Single Investment - £3,000
Within your individual ISA limit - Up to £10,200
ISA Transfer Deadline - 4 October 2010
ISA Deadline - 11 October 2010
Direct Investment Deadline - 11 October 2010
*The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty (Morgan Stanley) to repay the monies.

Investec 5 Year FTSE 100 Bonus Income Plan 10

The Investec FTSE 100 Bonus Income Plan 10 is a 5 year structured investment plan with two income options.
Option 1 will return an annual income of 6.50%, while Option 2 will return a monthly income of 0.52% each month, both regardless of the performance of the FTSE 100. Both options have the potential for additional bonus payments (Option 1 = 0.50% gross per year, Option 2 = 0.04% gross per month) dependent on the performance of the FTSE 100 Index.
Plan Details:
* Option 1 - Annual Income of 6.50%, with a potential annual gross bonus of 0.50%
* Option 2 - Monthly Income of 0.52%, with a potential monthly gross bonus of 0.04%
Capital At Risk Investment*
Investment Term - 5 Years
Minimum Single Investment - £20,000
ISA Transfer Deadline - 17 September 2010
Direct Investment Deadline - 1 October 2010
ISA Deadline - 1 October 2010
*The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty (Investec Bank Plc) to repay the monies.

Investec 5 Year FTSE 100 Income Plan 13

**Special Offer** Invest £20,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £20,000 you will get a cheque for £200 one month after the date of your investment.
The Investec 5 Year FTSE 100 Income Deposit Plan 12 Option 2 aims to provide regular income payments while protecting your initial deposit when the Plan matures. The Plan has two income options; annual and monthly.
The Plan will return a fixed income of 4.50% annually or 0.36% monthly, provided the FTSE 100 Index remains at or above 50% of its initial level. If the Plan falls below 50% of its initial level then income payments will cease. However, if the Index recovers to its starting level on any subsequent payment date, then the missed payments will be paid out and income payments will restart.
Your initial capital will still be returned in full at maturity regardless of the performance of the FTSE 100 Index.
This is a structured investment plan.
Annual Income Option - 4.50% gross or
Monthly Income Option - 0.36% gross
Covered by the Financial Services Compensation Scheme up to £50,000 for an individual or up to £100,000 for a joint deposit account *
Capital Protected Product **
Investment Term - 5 Years
Minimum Single Investment - £1,500
Within your individual ISA limit - Up to £5,100
Maximum Direct Investment - £1,000,000
Available as a Cash ISA, Cash ISA Transfer and for Direct Investment.
This Plan is not the same as a bank or building society deposit account and you may not receive your initial deposit in full if your capital is withdrawn early
ISA Transfer Deadline - 17 September 2010
ISA Deadline - 1 October 2010
Direct Investment Deadline - 1 October 2010
*Subject to the Scheme's eligibility criteria - see brochure for details.
**The return of your capital depends on the ability of the counterparty (Investec Bank plc) to repay your money.

Investing for Growth

Account	Maximum Growth Return*	Apply
Investec 5 Year FTSE 100 Deposit Growth Plan 3 5 year structured investment plan that aims to provide a full repayment of capital at the end of the five year term, plus 100% of any growth in the FTSE 100 after 5 years.	50% after 5 years	Apply > More Info
RBS UK Growth Early Kick Out Plan 5 year structured investment plan benefiting from an early maturity feature. The plan offers the potential to return 10% for every year that the plan has been in force, if it matures early	10% each year	Apply > More Info
Investec Guaranteed 5 Year FTSE 100 Plan 20 Option 1 This capital protected plan offers a maximum return of 32.5% at maturity.	32.5% after 5 years	Apply > More Info
Investec Guaranteed 3 Year FTSE 100 Plan 20 Option 1 This capital protected plan offers a maximum return of 15% at maturity.	15% after 3 years	Apply > More Info
Skipton 5.5 Year Guaranteed Double Asset Bond 1/3 of your money is invested in a 5.0% AER 1 Year Fixed Rate Bond. 2/3 invested into a FTSE 100 Index Linked Bond which returns 100% of any positive growth up to a maximum return of 50%.	50% after 5 1/2 years	Apply > More Info

Investec 5 Year FTSE 100 Deposit Growth Plan 3

**Special Offer** Invest £20,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £20,000 you will get a cheque for £200 one month after the date of your investment.
The Investec 5 Year FTSE 100 Income Deposit Growth Plan 3 aims to provide a full repayment of capital at maturity, plus 100% of any growth in the FTSE 100 Index after 5 years. The Plan has two options; the Investec version and the RBS version.
The Plan will return 100% of any growth in the FTSE 100 Index after 5 years, subject to a maximum of 50% (Investec version) or 38% (RBS version).
Any growth in the index is measured by comparing the Final Index Level to the Initial Index Level.
This is a structured investment plan.
Investec version - maximum return 50%
RBS version - maximum return 38%
Covered by the Financial Services Compensation Scheme up to £50,000 for an individual or up to £100,000 for a joint deposit account *
Capital Protected Product**
Investment Term - 5 Years
Minimum Single Investment - £1,500
Within your individual ISA limit - Up to £5,100
Maximum Direct Investment - £1,000,000
Available as a Cash ISA, Cash ISA Transfer and for Direct Investment.
This Plan is not the same as a bank or building society deposit account and you may not receive your initial deposit in full if your capital is withdrawn early
ISA Transfer Deadline - 17 September 2010
ISA Deadline - 1 October 2010
Direct Investment Deadline - 1 October 2010
*Subject to the Scheme's eligibility criteria - see brochure for details.
**The return of your capital depends on the ability of the counterparty, Investec Bank plc or RBS, to repay your money.

RBS UK Growth Early Kick Out Plan

The Royal Deposit Plan aims to provide regular fixed income with full capital return provided the Plan is held to maturity. The 3 year Plan offers a fixed annual 3.50% interest payment for the entire investment term.
The Plan is covered by the Financial Services Compensation Scheme and is available as a 2010/2011 Cash ISA, Cash ISA Transfer, SIPP and SSAS Investments and Direct Investment.
Annual Interest - 3.50% gross
Covered by Financial Services Compensation Scheme up to £50,000 for an individual or up to £100,000 for a joint deposit account *
Capital Protected Product **
Investment Term - 3 Years
Minimum Single Investment - £3,600
Maximum Within your individual 2010/2011 ISA limit - £5,100
No Maximum Direct Investment
Deposit Taker: Ulster Bank, wholly owned subsidiary of RBS
This Plan is not the same as a bank or building society deposit account and an early exit fee will apply if your capital is withdrawn early
ISA Transfer Deadline - 1 October 2010
ISA Investment Deadline - 15 October 2010
Direct Investment Deadline - 15 October 2010
* Subject to the Scheme's eligibility criteria - see brochure for details.
** The return of your capital depends on the ability of the counterparty (Ulster Bank, a wholly owned subsidiary of RBS) to repay the monies.

Investec Guaranteed 5 Year FTSE 100 Plan 20 Option 1

**Special Offer** Invest £20,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £20,000 you will get a cheque for £200 one month after the date of your investment.
The Investec FTSE 100 5 Year Deposit Plan 19 aims to provide a higher return than is available through other deposit accounts, whilst returning your initial deposit in full if the plan is held to maturity. The 5 year plan offers a target return of up to 32.5%, dependent on the performance of the FTSE 100 Index.
At the end of the investment term you will receive the target return as long as the final level of the FTSE 100 Index is higher than the starting level. If the final Index level is the same as or below the starting level you will still receive your initial investment.
Investec Bank plc, as the Plan Manager, offers a choice of deposit taker, either Investec Bank plc or RBS.
This is a structured investment plan.
Investec Version Potential Fixed Return - 32.5% gross
RBS Version Potential Fixed Return - 26.75% gross
The difference in returns payable is an indicator of the deposit taker's credit rating
Both deposit takers are covered by the Financial Services Compensation Scheme up to £50,000 for an individual or up to £100,000 for a joint deposit account *
Capital Protected Product**
Investment Term - 5 Years
Minimum Single Investment - £1,500
Within your individual ISA limit - Up to £5,100
Maximum Direct Investment - £1,000,000
Available as a Cash ISA, Cash ISA Transfer and for Direct Investment.
This Plan is not the same as a bank or building society deposit account and you may not receive your initial deposit in full if your capital is withdrawn early
ISA Transfer Deadline - 17 September 2010
ISA Deadline - 1 October 2010
Direct Investment Deadline - 1 October 2010
*Subject to the Scheme's eligibility criteria - see brochure for details.
**The return of your capital depends on the ability of the deposit taker (Investec Bank plc or RBS) to repay the monies.

Investec Guaranteed 3 Year FTSE 100 Plan 20 Option 1

**Special Offer** Invest £20,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £20,000 you will get a cheque for £200 one month after the date of your investment.
The Investec FTSE 100 3 Year Deposit Plan 19 - Option 1 aims to provide a higher return than is available through other deposit accounts, over its 3 year investment term. The plan ensures that your initial deposit is returned in full if the plan is held to maturity. A fixed return of 15% is possible at maturity, dependent on the final level of the FTSE 100 Index.
At the end of the investment term you will receive the fixed return as long as the final level of the FTSE 100 Index is higher than the the starting level. If the final Index level is the same as or below the starting level you will still receive your initial investment.
This is a structured investment plan.
Potential Fixed Return - 15% Gross
Covered by Financial Services Compensation Scheme up to £50,000 for an individual or up to £100,000 for a joint deposit account *
Capital Protected Product**
Investment Term - 3 Years
Minimum Single Investment - £1,500
Within your individual ISA limit - Up to £5,100
Maximum Direct Investment - £1,000,000
Available as a Cash ISA, Cash ISA Transfer and for Direct Investment.
This Plan is not the same as a bank or building society deposit account and you may not receive your initial deposit in full if your capital is withdrawn early
ISA Transfer Deadline - 17 September 2010
ISA Deadline - 1 October 2010
Direct Investment Deadline - 1 October 2010
*Subject to the Scheme's eligibility criteria - see brochure for details.
**The return of your capital depends on the ability of the counterparty (Investec Bank plc) to repay the monies.

Skipton 5.5 Year Guaranteed Double Asset Bond

**Special Offer** Invest £20,000 or over and Get 1% Cash Back on the amount you invest into this bond.
For example, if you deposit £20,000 you will get a cheque for £200 one month after the date of your investment.
If you like the idea of a return linked to FTSE 100 growth, but are concerned by the unpredictablity of the markets, the Skipton Capital Protected Double Asset Bond may offer you a solution. In simple terms it is a building society account, so your capital is protected. However you could benefit from a return linked to the FTSE 100.
One third of your investment is invested in a 1 Year Fixed Rate Bond with a guaranteed rate of 5% Gross pa/AER until 22 September 2011.
Two thirds of your investment is invested into an Index Linked Bond which offers a return of 100% of any positive growth in the FTSE 100 index over the 5 ½ year investment term.
Maximum growth you can receive is 50%.
Covered by the Financial Services Compensation Scheme up to £50,000 for an individual investor*
Capital Protected Investment**
Fixed Rate Bond Investment Term - 1 Year
Index Linked Bond Investment Term - 5 ½ Years
Minimum Investment - £3,000
Maximum Investment - £250,000
You may withdraw up to 50% of your initial investment from the 1 Year Fixed Rate Bond during the 1 year term.
No Capital Gains Tax Liability
100% of your investment is held by Skipton Building Society
Deadline: 7 September 2010
*Subject to the Scheme's eligibility criteria - see brochure for details.
** The capital protected feature is provided by Skipton Building Society and this depends on the ability of Skipton Building Society to repay the monies.

*Returns are not guaranteed – See Product details

Structured Investment Products promoted by Fair Investment Company Limited, Fair Investment Company Limited is Authorised and Regulated by the Financial Services Authority.

Please remember the value of your investments and the income from them can go down as well as up. You may not get back the full amount you have invested. If you're in any doubt you should consult an appropriate Financial Adviser.

Disclaimer (Please Read)

Fixed Rate Bonds

Account	AER	Duration	Interest Paid	Min Bal	Apply
AA 3 Year Fixed Rate Bond	4.10%	Fixed term for 3 years	Monthly/Annually	£1	Apply > More Info
Scottish Widows 5 Year Fixed Rate Bond	4.00%	Fixed term for 5 years	Annually	£10,000	Apply > More Info
Lloyds TSB 3 Year eBond	3.75%	Fixed term for 3 years	Monthly/Annually	£2,000	Apply > More Info
Sainsburys 2 Year Fixed Rate Saver	3.55%	Fixed term for 2 years	Monthly/Annually	£5,000	Apply > More Info
Santander 2 Year Bond	3.50%	Fixed term for 2 years	On Maturity	£25,000	Apply > More Info
AA 23 Month Fixed Rate Bond	3.35%	Fixed term for 23 months	Monthly/Annually	£1	Apply > More Info
Santander 2 Year Bond	3.20%	Fixed term for 2 years	On Maturity	£1	Apply > More Info
Santander 15 Month Bond	3.00%	Fixed term for 15 months	On Maturity	£10,000	Apply > More Info
Santander 1 Year Tracker Bond	3.00%	Fixed term for 1 year	On Maturity	£10,000	Apply > More Info
Sainsburys 1 Year Fixed Rate Saver	2.80%	Fixed term for 1 year	Monthly/Annually	£5,000	Apply > More Info
Santander 15 Month Bond	2.75%	Fixed term for 15 months	On Maturity	£1	Apply > More Info

Scottish Widows 5 Year Fixed Rate Bond

The Scottish Widows 5 Year Fixed Rate Bond is a fixed interest rate account offering a competitive AER over a period of five years. The account is available to new and existing Scottish Widows Bank customers and is not linked to any investment products.
Fixed Annual Rate 4.00% AER*
Fixed Quarterly Rate 3.94% Gross
Fixed Monthly Rate 3.93% Gross
Deposit Term - 5 years
Minimum Deposit - £10,000
Maximum Deposit - £5,000,000
Covered by the Financial Services Compensation Scheme Up to £50,000 per individual**
No partial withdrawals permitted during deposit term.
Deadline: 19 August 2010
*Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Lloyds TSB 3 Year eBond

Save for 3 years,
Fixed interest rates of 3.75% AER/Gross*.
View eBond interest rates.
Choose when your interest is paid - monthly to supplement your income or yearly as a lump sum - it's up to you.
Nominate where your Interest is paid – this can be a current account or an eligible savings account (excluding Monthly Saver, Term Deposits, Child Trust Fund, and ISA products.)
Save from £2,000 up to £1,000,000
No withdrawals are allowed.
You can make additional deposits to the product whilst the issue is on sale. This is a limited issue product however so once the issue is full no further deposits can be made.
Rate is fixed for the term of the deposit.
Manage your account through a dedicated eBond Savings Team. The account cannot be serviced through PhoneBank, branches or Internet Banking.

AA 3 Year Fixed Rate Bond

This offer is only available online
Get a fixed rate of interest on your savings for 3 years.
Earn either a return annually at a rate of 4.10% AER or a regular monthly income at 4.10% AER.
Invest from £1 up to £5 million in your savings account.
Benefit from secure password protection.
Interest is calculated daily and credited to the account annually on the anniversary date of the first deposit, or on the first day of each month for the monthly interest option.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Santander 2 Year Bond

3.50% gross/AER on balances over £25,000
3.20% gross/AER on balances between £1-£24,999
Choose to receive either monthly or annual interest
Get a great fixed rate for the next two years
Pay in anything from £1 up to a maximum of £2,000,000
Available to new and existing Santander customers
You can't add to your bond once it's open so put in as much as you can at the start
No withdrawals allowed until maturity
This is a limited offer and subject to availability. Apply today as this product can be withdrawn at any time.

Santander 15 Month Bond

Save £1 up to £9,999 and receive 2.75% gross/AER fixed
Save £10,000 up to £2,000,000 and receive 3.00% gross/AER fixed
Choose to receive monthly or annual interest
Pay in anything from £1 up to a maximum of £2,000,000
Available to new and existing Santander customers
You can't add to your bond once it's open so put in as much as you can at the start
This is a limited offer and subject to availability. Apply today as this product can be withdrawn at any time
No withdrawals allowed until maturity

Santander 2 Year Bond

Get a great fixed rate for the next two years
3.50% gross/AER on balances over £25,000
3.20% gross/AER on balances between £1-£24,999
Choose monthly or annual interest options
Available to new and existing Santander customers
You can't add to your bond once it's open so put in as much as you can at the start
Accessing your money during the term can only be done by closing the account, which is subject to 120 days loss of net interest.

Santander 15 Month Bond

Save £1 up to £9,999 and receive 2.75% gross/AER fixed
Save £10,000 up to £2,000,000 and receive 3.00% gross/AER fixed
Get a great fixed rate on your savings for one year
Choose to receive monthly or annual interest
Pay in anything from £1 up to a maximum of £2,000,000
Available to new and existing Santander customers
You can't add to your bond once it's open so put in as much as you can at the start
No withdrawals allowed until maturity
This is a limited offer and subject to availability. Apply today as this product can be withdrawn at any time

AA 23 Month Fixed Rate Bond

This offer is only available online
Get a fixed rate of interest on your savings for 23 months.
Earn either a return at the end of the 23-month term at a rate of 3.35% or a regular monthly income at 3.35% AER.
Invest from £1 up to £5 million in your savings account.
Benefit from secure password protection.
Interest is calculated daily and credited to the account annually on the anniversary date of the first deposit, or on the first day of each month for the monthly interest option.
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Sainsburys 2 Year Fixed Rate Saver

2 year fixed rate of 3.55% AER/gross p.a. (3.55% gross p.a. monthly)
Make one deposit between £5,000 and £50,000
A good return on your savings with no withdrawals permitted
Interest is paid annually or monthly directly into your nominated account
Easy to apply and manage online
The Sainsbury's Fixed Rate Saver Account is a limited offer and may be withdrawn at anytime.

Sainsburys 1 Year Fixed Rate Saver

2 year fixed rate of 2.80% AER/gross p.a. (2.80% gross p.a. monthly)
Make one deposit between £5,000 and £50,000
A good return on your savings with no withdrawals permitted
Interest is paid annually or monthly directly into your nominated account
Easy to apply and manage online
The Sainsbury's Fixed Rate Saver Account is a limited offer and may be withdrawn at anytime.

Santander 1 Year Tracker Bond

A great variable rate of 3.00% gross/AER
Tracks 2.50% above the Bank of England base rate until the end of the one year fixed term
Minimum Balance - £10,000 up to a maximum of £100,000
Access - No additional deposits, withdrawals or account closures permitted until maturity
Limited offer – this could be withdrawn at any time

Tax Free Cash ISAs

Provider	Account	AER	Notice	Deposit Per Year		Apply
Provider	Account	AER	Notice	Min	Max	Apply
	Halifax 4 Year Fixed Rate ISA Saver No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 4.25% AER. Minimum deposit £500.	4.25%	Instant	£500	£3,600	Apply > More Info
	Halifax 3 Year Fixed Rate ISA Saver No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 3.35% AER. Minimum deposit £500.	3.35%	Instant	£500	£3,600	Apply > More Info
	Halifax 2 Year Fixed Rate ISA Saver No withdrawals allowed. Transfer your existing ISA balances to this ISA and get 3.0% AER. Minimum deposit £500.	3.00%	Instant	£500	£3,600	Apply > More Info
	Nationwide e-ISA Rate includes a 1% bonus until 30/06/2011. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions. YOU MUST HAVE (OR OPEN) AN NATIONWIDE CURRENT ACCOUNT TO APPLY FOR THIS ISA	2.75%	Instant	£1	£5,100	Apply > More Info
	Santander ISA (Issue 6) Deposit £1k - £9k and get 2.0% AER for 12 months. Deposit £9K+ and get 2.75% AER for 12 months. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions	2.75%	Instant	£9,000	£150,000	Apply > More Info
	Halifax ISA Direct Reward Up to 4 withdrawals allowed per year without effecting rate. Transfer your existing ISA balances to this ISA and get 2.60% AER	2.60%	Instant	£1,000	£5,100	Apply > More Info
	Natwest e-ISA Deposit £1 - £10K and get 2.0% AER. Deposit £10-£30K and get 2.25% AER. £30K+ = 2.50% AER. No withdrawal Penalties. You CAN transfer your existing ISA balances to this ISA	2.50%	Instant	£1	£5,100	Apply > More Info
	Barclays Golden Cash ISA Tax free variable interest rate of 2.08% AER. Min deposit £1. No withdrawal Penalties. You can NOT transfer your existing ISA balances to this ISA	2.08%	Instant	£1	£5,100	Apply > More Info
	Santander ISA (Issue 6) Deposit £1k - £9k and get 2.0% AER for 12 months. Deposit £9K+ and get 2.75% AER for 12 months. Transfer your existing ISA balances to this ISA. NO withdrawal Restrictions	2%	Instant	£1	£9,000	Apply > More Info
	Natwest Cash ISA Earn up to 2% AER depending your deposit. Interest Paid Monthly. No withdrawal Penalties. Transfer your existing ISA balances to this ISA	2%	Instant	£1	£5,100	Apply > More Info

Halifax 4 Year Fixed Rate ISA Saver

Get 4.25% AER Fixed for 4 Years
Minimum opening balance - £500
Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
No withdrawals
No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
Manage your savings - In branch, by phone or view your balance online 24/7
Britain's No 1 for ISAs*
Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax 3 Year Fixed Rate ISA Saver

Get 3.35% AER Fixed for 3 Years
Minimum opening balance - £500
Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
No withdrawals
No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
Manage your savings - In branch, by phone or view your balance online 24/7
Britain's No 1 for ISAs*
Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Halifax 2 Year Fixed Rate ISA Saver

Get 3.00% AER Fixed for 2 Years
Minimum opening balance - £500
Maximum balance - up to £3,600 (£5,100 for those aged 50 or above on or before 5 April 2010) in any one tax year
No withdrawals
No additional deposits - after account opening. However, if you are aged 50 or above on or before 5 April 2010 and you have funded your fixed rate ISA with current year funds you can make a one-off extra payment into your account before 6 April 2010 so you can take advantage of the new ISA limit of £5,100.
Manage your savings - In branch, by phone or view your balance online 24/7
Britain's No 1 for ISAs*
Number of accounts - you can only fund one cash ISA during any one tax year. If you already have an ISA with another provider and want to take advantage of our cash ISA interest rate, ask to transfer your ISA today
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Santander ISA (Issue 6)

Save up to £5,100 in the 2010/11 tax year without paying any tax on the interest
Transfer/Deposit £1 - £9,000 & get 2.0% AER (includes a 12 month variable rate bonus of 1.50% gross/AER)
Transfer/Deposit £9,000+ & get 3.0% AER (includes a 12 month variable rate bonus of 2.00% gross/AER)
After 12 month intro rate reduces to:
£1 - £9,000 = 0.5%AER
£9,000 + 1.00%AER
Pay-in/Withdraw via Abbey Branch, Online, and Telephone
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Natwest e-ISA

Save from £1 and save up to £5,100 per tax year
If you wish to transfer your existing ISAs balances to this ISA you will earn the following rate of interest:
£0 - £9,999 = 2.00% AER
£10,000 - £29,900 = 2.25% AER
£30,000+ = 2.50% AER
Instant access to your funds with no penalties
Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
Manage your ISA by Phone, post, in branch and online

Halifax ISA Direct Reward

Minimum balance - £1,000 up to a maximum balance of £5,100 each tax year
Up to 4 withdrawals within the first 12 months - £10 or more.
Unlimited deposits - up to £5,100 each tax year
Remember, you can also add additional funds by transferring any ISA funds held elsewhere
Manage your savings online or by telephone
Number of cash ISAs - you can only fund one cash ISA during any one tax year
Transfer your existing ISA - if you already have an ISA with another provider and want to take advantage of our Halifax ISA Direct Reward interest rate, transfer your ISA today free of charge
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Santander ISA (Issue 6)

Save up to £5,100 in the 20010/11 tax year without paying any tax on the interest
Transfer/Deposit £1 - £9,000 & get 2.0% AER (includes a 12 month variable rate bonus of 1.50% gross/AER)
Transfer/Deposit £9,000+ & get 3.0% AER (includes a 12 month variable rate bonus of 2.00% gross/AER)
After 12 month intro rate reduces to:
£1 - £9,000 = 0.5%AER
£9,000 + 1.00%AER
Pay-in/Withdraw via Abbey Branch, Online, and Telephone
YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme

Natwest Cash ISA

Save from £1 and save up to £5,100 per tax year
Earn 0.50% AER to 2% AER depending on deposit:
£50,000+ = 2.00% AER
£27,000 - £49,999 = 1.75% AER
£22,000 - £26,999 = 1.10% AER
£15,000 - £21,999 = 0.95% AER
£9,000 - £14,999 = 0.75% AER
£1 - £8,999 = 0.50% AER
Instant access to your funds with no penalties
Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
Manage your ISA by Phone, post, in branch and online

Nationwide e-ISA

Get 2.75% AER Tax Free on your savings
Open and manage your account online
Have instant access to your funds: no withdrawal limits or penalties
Pay into your account as many times as you want to, up to your annual cash ISA limit
Transfer in from existing cash ISAs held with Nationwide or other providers
In order to apply for and operate an e-ISA you must have a Nationwide current account

Barclays Golden Cash ISA

Golden ISA - Issue 2 is a cash ISA that pays 2.08% AER /2.06% tax-free pa1 - Interest rate is variable and interest paid monthly
The above rate includes a fixed rate bonus of 1.00% gross. The bonus is payable for 12 months from the date you open your account, after which time the rate will reduce accordingly
Transfers-in of funds from another ISA are not allowed and you can only invest a maximum of £5,100 in the 2010/2011 tax year, regardless of any withdrawals made.
Earn interest on your savings tax-free
Open from £1
Save up to £5,100 in the 2010/11 tax year
Barclays current account customers can manage their account online or by phone. Branch access also available
Account can be included within an offset mortgage arrangement if you have a Woolwich Offset Mortgage

Business Current Accounts

Provider	Account	AER	Free Banking Duration	Interest Paid	Apply
	Barclays Business Start-up account Up to 2 years free banking & free automated transactions	N/A	for up to 24mths	Monthly	Apply > More Info
	Barclays Business Current Account Get free automated transactions, plus a whole lot more	N/A	N/A	Monthly	Apply > More Info

Barclays Business Start-up account

Up to 2 years free banking*
Free Automated Transactions Tariff as standard (at the end of the Free Banking Period)
Your own Local Business Manager – backed up by an Award Winning Telephony Team**
Bank in branch, online or by phone
We offer more than you’d expect from a bank…
Free CREDITFOCUS Classic - an award wining credit management tool***
We offer up to 45 minutes’ free consultation with local professional experts in accountancy, marketing and law.
Free Local Business seminars
Free - Securely back up 2GB of your business data
Access to unique business management software so that you can spend less time on admin and more time on what you love doing
* There is no charge for standard transactions for two years if the Barclays Business Essentials and CREDITFOCUS Pro or Barclays Business Essentials Plus and CREDITFOCUS Pro or Barclays Business Manager and CREDITFOCUS Pro are purchased at the time of opening the account. This is only applicable for new businesses opening their account with Barclays. This applies to everyday Sterling, debit and credit transactions and the maintenance fee. Please note: accounts must be active.
**Best Large Call Centre in 2007 European Call Centre Awards
***Available to small businesses with a turnover below £1m

Barclays Business Current Account

Free Automated Transactions Tariff as standard
Your own Local Business Manager – backed up by an Award Winning Telephony Team**
Bank in branch, online or by phone
We offer more than you’d expect from a bank…
Free CREDITFOCUS Classic our award winning service to help cut out late payers and the risk of bad debt until 31st December 2009 *
Free advice from a local solicitor
Free Local Business seminars
Free - Securely back up 2GB of your business data
Free online skills training
Free advice from our Legal & Tax helpline
Plus, access to unique business management software so that you can spend less time on admin and more time on what you love doing
**Best Large Call Centre in 2007 European Call Centre Awards
*Available to small businesses with a turnover below £1m

Business Savings Accounts

Provider	Account	AER	Deposit		Interest Paid	Apply
Provider	Account	AER	Min	Max	Interest Paid	Apply
	Santander 12 Month Business Bond 2.50% AER on Business Savings for 12 months	2.50%	£50,000	£2,000,000	On Maturity	Apply > More Info
	Santander 1 Year Business Tracker Up to 2.75% AER/gross on Business Savings on balances over £50,000 up to £150k.	2.75%	£50,000	£2,000,000	Annually	Apply > More Info
	Santander Business Reward Saver 2% AER (variable) on Business Savings if you make no withdrawals in 12 months, or 1.84% AER (Variable) if you make 1 withdrawal.	1.84%	£30,000	£2,000,000	Monthly/Annually	Apply > More Info

Santander 12 Month Business Bond

**Call 0800 121 4472 to find out more**
Enjoy the certainty of a guaranteed rate of interest on your surplus cash
2.50% gross/AER (fixed) on business savings for the 12 month term
Gross/AER based on funds deposited on 1st September 2010
Minimum deposit of £50,000 required
Interest is paid on the day of maturity, which is 1st September 2011
For the fixed term period no withdrawals or early closures are allowed.

Santander 1 Year Business Tracker

Call 0800 218 2357 to find out more
2.75% gross/AER on business savings for the 12 month fixed term
Minimum deposit of £50,000 required
Maximum balance: £150,000
For 1 Year the minimum rate is 2.75% gross/AER and is guaranteed to move with any Bank of England Base Rate increase or decrease
The rate is guaranteed not to drop below 2.75% gross/AER
Rate changes will take effect 1st of the month following the Bank of England Base Rate change
Interest is paid on the day of maturity
No partial withdrawals or closures are permitted

Santander Business Reward Saver

**Call 0800 218 2351 to find out more..**
1.84% gross/AER (variable) when you make one withdrawal in the first 12 months
2.00% gross/AER (variable) when you make no withdrawals in the first 12 months
These rates include a 1% gross/AER variable rate bonus for the first 12 months. A reduced rate of 0.10% gross/AER will be paid on the full balance on the account for the month in which a withdrawal is made.
A rate of 0.10% gross/AER applies when the balance is less than £30,000.
Choose interest to be paid monthly or annually
Minimum Deposit = £30,000
Maximum Deposit = £2million
Instant access via internet, phone and ATM network
Authorise others to operate the account on your behalf

Guaranteed Acceptance Bank Accounts

Provider	Account	AER	Min Bal	O/D Rate	O/D Buffer	Apply
	Guaranteed Bank Account	0%	£0	No Offer	No Offer	Apply > More Info
	No Credit Check basic bank account – Open to everyone 18+ & UK resident. NO Opening Fee - £12 per month.					Apply > More Info

Card One Banking Guaranteed Bank Account

CardOneBanking offers the following:
Guaranteed Acceptance
Sortcode & Account Number
Prepaid MasterCard card
24 hour account management by Phone, Text and Online Banking
Dedicated Account Manager
NO OPENING FEE
NO OVERDRAFT FACILITY – No risk of going overdrawn
NO EXTRA CHARGES – No charges for bounced standing orders
NO CREDIT CHECKS! – Guaranteed to be accepted, regardless of your past credit
YOU must be 18+ and UK resident
£12.50 monthly management fee

Latest Bank Account News

Expert: Using ISA allowance can lead to a substantial bonus: An expert has said that people using their full ISA allowance may benefit from a substantial tax-free sum annually. An expert has said that taking full advantage of the additional ...; Read More >; Mon 6th Sep, 2010
Use of credit cards or personal loans 'could increase in 2011': An expert has said more people may struggle with debt in 2011. More people in the UK may be forced to resort to using options such as a credit card or a personal ...; Read More >; Fri 3rd Sep, 2010
Increase in ISA deposits 'unsurprising': An expert has said the increase in the amount of money put into ISA accounts this year is unsurprising. The fact that an increased amount of money has been put into ISAs throughout this ...; Read More >; Thu 2nd Sep, 2010
New savings bond introduced by Santander: Santander has launched two new savings bonds packages. Savings bonds being offered by Santander are to be re-issued with different rates from tomorrow (September 2nd), the lender has ...; Read More >; Wed 1st Sep, 2010
Sainsbury's introduces new fixed rate bonds: Sainsbury's has launched two new fixed bonds packages. Sainsbury's savings holders might like to explore the possibility of taking out one of the financier's ...; Read More >; Wed 1st Sep, 2010
Consumers 'must check their bank statements': An expert has said that consumers must check their bank statements rather than ignoring them. Statements from banks regarding current account balances or the state of savings ...; Read More >; Tue 31st Aug, 2010
Savings accounts 'are a better funding option than credit cards': An expert has advised people to raid savings rather than take out credit cards to make ends meet. People looking to compare savings to help make ends meet may be better off dipping into ...; Read More >; Fri 27th Aug, 2010

View Latest Bank Account News Archive >

Editors Choice

ING Direct Savings Account

Offering 2.75% AER on all balances from £1 with Instant Access to your funds and NO Withdrawal Penalties. Apply now and have an account open online in only 15 minutes...

Apply >

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Compare Banking, Savings, ISAs & Investment Accounts

Important Notes

Latest Bank Account News

Popular Searches

Editors Choice

ING Direct Savings Account

Other Pages

Banking & Saving - Top 10 Bank Accounts & Savings Accounts | ISAs | Business Bank Accounts